QUICK LOAN--PSBank FLEXI PERSONAL LOAN with PRIME REBATE!!!
- Price P 20,000.00
- Classification For sale
- Classified ID 7432
- Category Services
- Accounting and Finance
- Location Makati City
- Page Views 290
- View Full Description
- More Images
- Short Url
- Advertiser Page https://allanbenedickarguel.hanaptayo.com
Allan Benedick Argue - Member Since
- Apr-19-2011
- Company
- PSBank-MC Loan Pro
- Website
- www.mcloanprobiz.com
- Address
- Paseo De Roxas, Makati
- Contact
- 09387945058
Description
LOAN 20,000 up to 250,000 with only 1.75 or 2.5% interest rates!!!
PSBank FlexiPersonal Loan with Prime Rebate
PSBank Flexi Personal Loan is the first and only collateral-free personal loan product with the flexibility of a revolving credit line and a fixed term loan. It provides customers access to day and night banking from hundreds of ATM machines.
Revolving credit is a type of credit that does not have a fixed number of payments. The amount you can borrow decreases or increases depending on how much you have repaid. In a term loan, one is required to make periodic payments usually over a certain fixed period. With PSBank Flexi Personal Loan, you can choosebetween 24 and 36monthly amortizations.
Prime Rebate
Prime Rebate allows customers to earn rebates or savings when they make advance or excess payments on their PSBank Flexis monthly due.
* The rebate is automatically applied to all new and existing term loans. The client does not need to register or enroll to get the rebate.
*Rebates earned from advance/excess payments are computed on a daily basis including weekends and holidays, starting on the date the payment is posted, and credited every due date.
* Rebate is applicable to advance/excess payments for the total term loan amortization due
How does the PSBank Prime Rebate work?
Make an Advance Payment
For example, when you pay five (5) days before your loans monthly due date, you will actually earn a rebate on a daily basis from the day your payment was posted to the day before your loans due date.
Make an Excess Payment
If you pay in excess of the amount required on your due date, you will earn a rebate on a daily basis from the date of posting up to the day before the next due date.
Product Features
Credit Facility | Revolving Credit Line and Fixed Term Loan |
Loan Amount | Minimum of PhP20,000; Maximum of PhP250,000 |
Loan Term | 24 or 36 months |
Minimum Monthly Repayment | The minimum amount that must be paid on or before the Payment Due Date to avoid any penalty. To arrive at your Minimum Amount Due, please add the following: 5% of the Total Amount Due of Revolving Loan Availments or Interest Due or P500.00, whichever is higher Finance, late charges, other fees and total installment amortizations will only be deducted from the available credit line on payment due date. |
Interest Rate | 2.5% interest rate for the Revolving Loan; 1.75% add-on rate for the Fixed Term Loan. |
Form of Payment |
|
Accessibility |
|
Release of ATM Card |
|
Turn Around Time | 5 days |
Annual Fee | PhP1,500 or 1% of the approved credit line whichever is higher. |
ATM Service Fee | PSBank ATMs: PhP20.00 Metrobank ATMs: PhP22.50 BancNet, Megalink, ExpressNet ATMs:PhP30.00per withdrawal; PhP1.00 per balance inquiry BDO & Cirrus ATMs: US$3.50 PhP20.00 per withdrawal; US$1.00 per balance inquiry |
Credit Line Validity | Renewable yearly |
Maximum Withdrawal per day | PhP50,000 in all PSBank and Metrobank branches |
Checkbook | For approved credit lines PhP50,000 and up, clients get one FREE checkbook upon request. For approved credit lines less than PhP50,000, clients can request for a checkbook at a standard cost of PhP165.00. |
Statement of Account | You are advised of your account details via: |
PSBank Flexi Personal LoanActivation Hotline | You may call Customer Service at (02) 845-8888 anytime, any day. |
Qualifications
Citizenship | : Filipino |
Residence | |
Age | : At least 22 years old to 54 years old upon line approval |
Source of Income | : Employed or self-employed |
Work Tenure | : At least2 years permanent work status with 1 year tenure in current employer if employed or3 years profitable in thesame business if self-employed |
Monthly Income | : At least PhP15,000 gross monthly income if employed |
Others | : Preferably an active credit card holder |
Documentary Requirements
Completely filled out PSBank Flexi PersonalLoan application form.
Photocopy of any of the following identification cards: Company ID, SSS, GSIS, PRC, Driver's License, Passport or TIN (plastic card type), Firearms License, NBI Clearance, Integrated Bar of the Philippines ID.
Photocopy ofBIR form 2316, 2306, 2307 or 1700for employed applicants.
Photocopy ofBIR form 1701 or 2317 for self-employed applicants and Auditor's Report and Financial Statement with BIR Stamp.
Original copy of the latest credit card billing statement (with the client as the PRINCIPAL cardholder).
HOW TO APPLY?!! questions??
JUST CALL:
7521881/
OR TEXT:
09387945058/09334666359
AND LOOK FOR:
ALLAN BENEDICK ARGUEL for FAST PROCESSING :)
(MC Loan Pro-PS Bank Loan Consultant)
LIKE US ON FACEBOOK!!!
Macro Cash Loan Professional Consultancy Services (Mc Loan Pro)
EMAIL ME!!
[email protected]
*no processing fee
*stand-by cash
*no pretermination fee
*collateral free
*1-3 banking days processing
*no gimiks
SO WHAT ARE YOU WAITING FOR?!
APPLY NOW AND ENJOY PRIME REBATES AND LOW INTEREST RATES ONLY AT PS BANK AND MC LOAN PRO!! :)
"We are CARING, PROFESSIONAL and TRUSTWORTHY"